Group Chief Operating Officer with responsibility for the Southern Caribbean
Location: Barbados 

Ravi Rambarran was appointed to the post of Group Chief Operating Officer with responsibility for the Southern Caribbean, on January 1, 2018.
Mr. Rambarran joined the Sagicor Group of Companies in 1997 in Jamaica where he held senior management positions at Sagicor Life Jamaica Limited, including the role of the Appointed Actuary of the subsidiaries. From 2005 he held the post of Group Executive Vice President- Strategy, and was subsequently appointed President and Chief Executive Officer – the International division in 2008. He has served as Director on the Sagicor Life board since 2008. 
His work experience includes Pension Actuary at Sagicor Life Jamaica, Chief Financial and Investment Officer of Sagicor Life Jamaica, Managing Director of NCB Capital Markets and West Indian Trust Company and part time lecturer in Actuarial Science at the University of the West Indies. Prior to joining Sagicor Life Jamaica, Mr. Rambarran was a Consulting Actuary with the Aon and HSBC Groups in the United Kingdom.

In 2017, he was appointed to the post of Executive Vice President Corporate Strategy and Investor Relations.  
Group Chief Financial Controller
Location: Barbados  
Anthony Chandler joined Sagicor as a Financial Accountant in 1995 and was subsequently transferred in 2000 to our subsidiary Island Life Insurance Company Ltd.  In 2003, he joined the management of Life of Jamaica as Head of its Internal Audit function.  He returned to Barbados in the position of Vice President, Finance in 2003 and subsequently became Vice President and Chief Financial Officer in 2006, before his promotion to Executive Vice President in January 2011.
Mr.  Chandler has over 18 years of experience in the accounting profession including the provision of accounting, audit and business advisory services.  He has been a member of the Institute of Chartered Accountants of Barbados since 1992 and a member of the Certified General Accountants Association of Canada since 1990. He holds an MBA from the University of Manchester and Wales Business School. 

Group Chief Actuary
Tampa, Florida, USA

Mr. Nari Persad was appointed to the post of Group Chief Actuary with effect from August 21, 2017.

Mr. Persad brings significant experience to this position having held positions at Crown Life Insurance Company, Canada Life Assurance Company, Toronto Dominion Life Insurance company, Swiss Re Life and Health and Dion Durrell + Associates.  He was a Partner – Canadian Life Actuarial Practice Leader with Ernst & Young from 2011- 2014, and until recently a Principal at Eckler Ltd since 2014, where he was responsible for client management and market share expansion in the South American Market.

He holds a B.Sc. Specialist in Biochemistry and a BSc. Specialist in Actuarial Science from the University of Toronto, both earned in 1989; and is a Fellow of the Canadian Institute of Actuaries (1997), a Fellow of the Society of Actuaries (1997), and an Affiliate Member of the Caribbean Actuarial Association.



Executive Vice President, General Counsel and Corporate Secretary, and Chief Compliance Officer
Location: Barbados
Althea C. Hazzard is an attorney-at-law whose experience has focussed on the international business sector In Barbados and the financial services sector and insurance industry in the wider Caribbean.  She joined Life of Barbados Limited in 1997 as Corporate Secretary and currently holds the position of Executive Vice President, General Counsel and Corporate Secretary, and Chief Compliance Officer 
Sagicor Life Inc.

Althea received a Bachelor of Laws Honours Degree from the University of the West Indies and a Certificate in Legal Education from the Hugh Wooding Law School in Trinidad before being called to the Bar in Barbados and Trinidad and Tobago in 1989.   She holds a Master of Laws degree from the University of Cambridge, International Diplomas in Compliance and Anti-money Laundering from the International Compliance Association in the United Kingdom and the Executive Diploma in Management from the UWI Centre for Management Development (now the Cave Hill School of Business).  Althea is a professional member of the International Compliance Association and a Fellow of the Institute of Chartered Secretaries and Administrators in Canada. 


President and Chief Executive Officer, Sagicor (Eastern Caribbean) Inc and Belize
Location: St. Lucia

Mr Donald Austin was appointed Chief Executive Officer, Sagicor Life (Eastern Caribbean) Inc on March 1, 2015. He has held several senior management roles with regional responsibility throughout his career including Executive Vice President – Government, Legal & Regulatory Affairs and Corporate Communications at Cable and Wireless (LIME) Caribbean; President- Cable and Wireless Barbados, CEO of Cable and Wireless St. Lucia, CEO of Cable and Wireless St. Vincent and the Grenadines. He holds a Bachelor of Science (Honors) in Electronic Engineering from the University of Bristol, a Master of Business Administration from Manchester Business School and he is a Fellow of the Association of Chartered Certified Accountants. Mr Austin is a former Chairman of the Board of Directors of LIME Grenada and LIME Dominica and a current Board Member of LIME Barbados, Sagicor Funds Inc and Sagicor Asset Management Inc.


Executive Vice President and General Manager - Barbados Operations
Location: Barbados
Edward Clarke was appointed to the position of Chief Operating Officer, Sagicor Life Inc and General Manager, Barbados Operations in September, 2010. Prior to this, he held the position of Group Internal Auditor. Mr. Clarke is a Fellow of the Association of Chartered Certified Accountants and is a Certified Internal Auditor with more than 30 years' experience in the field of auditing and finance. Mr. Clarke began his accounting career at Pannell Fitzpatrick & Company Chartered Accountants (now Ernst & Young). He later joined Texaco and served as a senior member of its finance team in Barbados, Nigeria and the USA. 
Prior to joining Sagicor, Mr. Clarke was the Chief Finance Officer of Goddard Enterprises Limited. Mr. Clarke is a Director of Sagicor General Insurance Inc, Sagicor Funds Inc, Barbados Farms Limited and Globe Finance Inc. He is also a Director of The Insurance Association of the Caribbean and a Vice President of the Barbados Chamber of Commerce and Industry.
Executive Vice President and General Manager - Trinidad and Tobago Operations
Location: Trinidad & Tobago
Robert Trestrail was appointed Executive Vice President and General Manager for the Trinidad and Tobago Operations of Sagicor Life Inc with effect from January 1, 2007. 
Mr. Trestrail joined Sagicor Life Inc on May 1, 2001 as an Assistant Vice President – Administration, and became a member of the Senior Management Team of the Trinidad and Tobago Branch operations. He has since been responsible for general branch administration and administration of the Investment Portfolio. He was promoted to the post of Vice President – Administration in 2004, and became Executive Vice President and General Manager Designate on May 1, 2006. He brings several years of Commercial Banking experience to this position, and holds a Bachelor of Arts – with an Economics major from the University of Toronto.
Executive Vice President, Human Resources
Location: Barbados

Marguerite Estwick is the Executive Vice President, Human Resources. Marguerite joined Sagicor Life Inc on July 1st, 2003 as Vice President, Human Resources and has played a pivotal role in several strategic projects, during the past nine years. Mrs. Estwick  brought an expansive career in Human Resources management gained from assignments in several industries – tourism, retail and distribution, entertainment, financial and professional services – to a challenging role in the height of a period of acquisitions, mergers and rebranding in the company’s operations in the Caribbean.
Mrs. Estwick holds an EMBA and a Certifi­cate in Labour Administration from the University of the West Indies, as well as the professional designations of Global Remuneration professional (GRP) and Certifi­ed Compensation Professional (CCP). She has also pursued certifi­cation in Alternative Dispute Resolution, Public Relations and Project Management.




Vice President, Corporate Communications and Brand Experience​
Location: Barbados

Ingrid Card was appointed Vice President, Corporate Communications and Brand Experience - Sagicor Financial Corporation Limited with effect from January 1, 2018.

Ingrid joined Sagicor Life Jamaica Limited in 2009. Her career has included roles as Manager – Group Marketing, and as Assistant Vice President, Group Marketing. In 2015, she was appointed to the post of Vice President, Group Marketing and Executive Director, Sagicor Foundation. Other career highlights include roles in Sales and Services in the Tourism Sector and in Communications and Marketing in television and the print media in Jamaica.

Ingrid holds a BSc – Major in International Business, Minor in Marketing from Everest University, Florida, USA; and an MBA – Marketing - University of Technology Jamaica.

Vice President, Pensions
Location: Barbados 
Stephen Robinson was appointed Vice President, Pensions in 2012.
He first joined the company in 1995 and after a brief stint away re-joined Sagicor in 2006. Prior to his current position, he led the Employee Benefits division in the role of Vice President, Employee Benefits from September 1, 2007.

Stephen holds a Bachelor of Mathematics in Actuarial Science from the University of Waterloo in Canada and has over 15 years in the financial services industry.



Vice President, Corporate Actuarial
Location: Barbados

Jennifer Straughn is the Vice President of the Corporate Actuarial department of Sagicor Life Inc and is responsible for the delivery of actuarial services to its Southern Caribbean division.  Immediately prior to rejoining Sagicor in 2011, Jennifer worked at Legal & General Assurance Society in the United Kingdom.  Before migrating to the UK, she had had a short stint in the Pension department of Sagicor.  Prior to pursuing an actuarial career, Jennifer worked as an Economist at the Central Bank of Barbados.

A Fellow of the Institute and Faculty of Actuaries since 2012, Jennifer graduated with First Class Honours from the University of the West Indies (Cave Hill) with a double major in Economics and Mathematics.  She also holds a MSc. Economics for Development from the University of Oxford and a MSc. Actuarial Science (with distinction) from Heriot-Watt University.

Vice President Barbados Sales 
Location: Barbados.
Mr. Gay Griffith joined the Barbados Mutual Life Assurance Society on August 1, 1982 as a Clerk and transitioned to the role of a Sales Representative in 1984. He has since held a number of positions of increasing responsibility, culminating with his appointment to Vice President - Sales in 2015. Mr. Griffith is responsible for the management of the entire Barbados Sales team and staff in Sales Administration, Customer Retention and Advisor Support. 
Mr. Griffith has been a consecutive award recipient for over thirty years and is a Life Member of the prestigious Million Dollar Round Table. Since 1986, he has qualified for every Sagicor Bi-Annual Convention prior to his current position. Mr. Griffith has served as President of The Barbados Association of Insurance and Financial Advisors (BARAIFA) from 2010 to 2012, President of the Barbados Amateur Basketball Association and President of The Caribbean Basketball Confederation. 
Mr. Griffith is a Chartered Life Underwriter (CLU) and a Chartered Financial Consultant (ChFC) and has completed several insurance and management related courses from LIMRA and the Barbados Institute of Management and Productivity (BIMAP).

Susan Boyea, BSc (Hons), MBA, FLMI, BRMP
Vice President, Business Relationship Management
Location: Barbados

Mrs Susan Boyea has held the position of Vice President of Business Relationship Management, in a strategic capacity, since 2016. She currently leads the strategic relationship between Technology and the Business Operation of Sagicor.  
Mrs. Boyea has over 25 years of experience in the financial services industry. She brings a wealth of expertise in Insurance Operations, particularly in Information Technology Governance and Operations, and in Shared Services Operations. She was instrumental in establishing the shared services technology division of Sagicor Financial Corporation which she led for over 12 years. 

In addition to her executive career, Susan serves on the Business Relationship Management Institute council and she served on the Technology Council of LOMA – one of the largest trade associations in the US Insurance industry.

Susan graduated with BSc (Upper Second Class) Honors in Mathematics and Computer Science and has attained a Master Business Administration with Distinction from the University of the West Indies - Cave Hill campus.  She was awarded the Fellow of Life Management Institute and recently attained the Business Relationship Management Professional designation from the BRM institute.  Susan is also trained in negotiation strategies from the Wharton School of Business and has certifications in Project Management and Governance of Information Technology.

Vice President, Underwriting, Reinsurance and Claims
Location: Barbados


Orwyn Sandiford BSc, HIA, ALHC., is the Vice President, Underwriting, Reinsurance and Claims. Orwyn joined the Mutual in 1981 as a Trainee Underwriter, and moved up through the ranks of the Group Life and Health Department, holding the positions of Underwriter, Supervisor, Assistant Manager and Manager. In January 1997 he was appointed to the post of Assistant Vice President, Group Life and Health and was then transferred to Risk Selection in the Underwriting Department in January 2007.
Orwyn is a graduate of the Class 41 of Kellogg Business School, and is also a graduate of the University of the West Indies where he obtained a Bachelor of Science Degree – General. He also holds the qualifications of Associate, Health Insurance and Fellow, Life and Health Claims. He has completed the HIAA and ALHC programmes and attended numerous seminars on Group Insurance in the Caribbean and North America and has conducted several seminars and workshops on Group Life and  Health.


Vice President, Group Insurance
Location: Barbados 


As Vice President, Group Insurance, Patricia Brathwaite-Marshall has responsibility for the strategic growth and development of the Group Health portfolio throughout Sagicor's regional markets. Her appointment comes after many successful years in senior financial roles prior to joining Sagicor and within the company as Assistant Vice President, Finance.
A graduate of the University of the West Indies and a Fellow of the Association of Chartered Certified Accountants (FCCA), Patricia holds an MBA from Herriot-Watt University and the Chartered Insurance Professional designation from the Insurance Institute of Ontario. She also holds the Associate in Risk Management and Associate in Reinsurance designations from the Insurance Institute of America. Patricia is a past member of the Board of Trustees of the Americas Association of Cooperatives and Mutual Insurance Societies (AAC/MIS).  


Vice President, Investment Management Services
Location: Barbados

Mr. Dexter Moe is the Vice President, Investment Management Services. Dexter brings over 15 years of investment management experience to his role of Vice President. In this position, he is responsible for developing and implementing the investment management strategy for life insurance, pension and asset management portfolios.
Mr. Moe and the team at Sagicor Asset Management are strongly committed to providing a wide range of investment solutions for individual investors as well as local, regional and international institutions.


Vice President - Individual Life Insurance Administration, Sagicor Life Inc (Southern Caribbean)
Location: Barbados

Raoul Williams is the Vice President Administration and Insurance Operations. Raoul brings to his role over twenty-five years of experience with Sagicor. He has spent most of his career in the Finance Department where he assumed increasing responsibility until his last position as Assistant Vice President, Finance.
A Certified General Accountant (CGA), Mr. Williams is a member of the Certified General Accountants Association of Canada and the Institute of Chartered Accountants of Barbados. He also holds an MBA (Dist) in Business Administration.

Vice President, Administration
Location: Trinidad & Tobago

James Camacho is a qualified actuary specialising in pensions. He is currently the Vice President of Operations at Sagicor Life Inc in Trinidad with responsibility for Employee Benefits, including pensions in Trinidad, Barbados and the Eastern Caribbean.  Mr. Camacho serves on the Management Investment Committee within Sagicor Life Inc. and is also responsible for the investments in Properties throughout Trinidad and Tobago. 
He is the Vice President of the Association of Trinidad and Tobago Insurance Companies (ATTIC) and represents ATTIC on the Insurance Act Committee and the Occupational Pension Act Committee.

Vice President, Group Risk Management
Location: Trinidad & Tobago

Danielle Cazabon joined Sagicor in December 2005 and is the Vice President - Group Risk Management.  Danielle has over twelve years experience in Risk Management in the Financial Services sector (banking and insurance).  Her main area of expertise is Credit Risk Management; however her experience spans other Financial, Business and Operational Risks.  Her prior experience also includes Corporate Finance consultancy work. 

Danielle has an MSc in Business Finance from Brunel University in the UK and a BSc in Economics from the University of the West Indies.  

Vice President - Sales & Marketing
Location: Trinidad & Tobago

Jacinto Martinez was appointed to the position of Vice President – Sales and Marketing, effective July 11, 2013.

Jacinto began his insurance career at Barbados Mutual Life Assurance Society Limited (now Sagicor), in August 1993. His stellar performance led to his appointment to the position of Unit Manager in 1995, Agency Manager in 1997 and later to Branch Manager of the Central Branch in 2006, with responsibility for the Central/East region.

He completed the Agency Management Training Course in 1999 and is the holder of a Business Management Certificate from the University of the West Indies School of Continuing Studies. He has also completed numerous professional development, insurance and management courses. He serves as an instructor in Sales, Customer Service, Financial Planning and Small Business Development. Jacinto is also a moderator for the Agency Management Training Course (AMTC) and Life Underwriter Training Council Fellow (LUTCF).​