DR. M. PATRICIA DOWNES-GRANT, CBE, MA MBA, DBA, LLD
Chief Executive Officer and President, Sagicor Life Inc
Dr. Patricia Downes-Grant was appointed Chief Executive Officer and President of Sagicor Life Inc on January 1, 2006, having served as Group Chief Operating Officer, since July 1, 2002. She joined Sagicor in 1991 and held several senior positions, including those of Vice President, Investments and Treasurer and Executive Vice President (Finance and Investments) before being appointed Chief Executive Officer. She holds an MBA in Finance, an MA in Economics, a Doctorate in Business Administration (Finance) and an Honourary Doctor of Laws from the University of the West Indies.
Prior to joining Sagicor, Dr. Downes-Grant was a Senior Manager in the Management, Consulting and Insolvency Division of Coopers & Lybrand (now PricewaterhouseCoopers). Dr. Downes-Grant has also had significant work experience in development banking. She is a former Chairman of the Barbados Stock Exchange and Barbados Central Securities Depository and a Director of several companies within the Sagicor Group and within the private sector of Barbados.
J. EDWARD CLARKE FCCA, CIA
Chief Operating Officer Sagicor Life Inc and General Manager - Barbados Operations
Edward Clarke was appointed to the position of Chief Operating Officer, Sagicor Life Inc and General Manager, Barbados Operations in September, 2010. Prior to this, he held the position of Group Internal Auditor. Mr. Clarke is a Fellow of the Association of Chartered Certified Accountants and is a Certified Internal Auditor with more than 30 years' experience in the field of auditing and finance. Mr. Clarke began his accounting career at Pannell Fitzpatrick & Company Chartered Accountants (now Ernst & Young). He later joined Texaco and served as a senior member of its finance team in Barbados, Nigeria and the USA.
Prior to joining Sagicor, Mr. Clarke was the Chief Finance Officer of Goddard Enterprises Limited. Mr. Clarke is a Director of Sagicor General Insurance Inc, Sagicor Funds Inc, Barbados Farms Limited and Globe Finance Inc. He is also a Director of The Insurance Association of the Caribbean and a Vice President of the Barbados Chamber of Commerce and Industry.
ANTHONY CHANDLER, CGA, MBA
Group Chief Financial Controller
Anthony Chandler joined Sagicor as a Financial Accountant in 1995 and was subsequently transferred in 2000 to our subsidiary Island Life Insurance Company Ltd. In 2003, he joined the management of Life of Jamaica as Head of its Internal Audit function. He returned to Barbados in the position of Vice President, Finance in 2003 and subsequently became Vice President and Chief Financial Officer in 2006, before his promotion to Executive Vice President in January 2011.
Mr. Chandler has over 18 years of experience in the accounting profession including the provision of accounting, audit and business advisory services. He has been a member of the Institute of Chartered Accountants of Barbados since 1992 and a member of the Certified General Accountants Association of Canada since 1990. He holds an MBA from the University of Manchester and Wales Business School.
EXECUTIVE VICE PRESIDENTS
ALTHEA HAZZARD, LLM (Cantab), FCIS, MICA
Executive Vice President, General Counsel and Corporate Secretary, and Chief Compliance Officer
Althea C. Hazzard is an attorney-at-law whose experience has focussed on the international business sector In Barbados and the financial services sector and insurance industry in the wider Caribbean. She joined Life of Barbados Limited in 1997 as Corporate Secretary and currently holds the position of Executive Vice President, General Counsel and Corporate Secretary, and Chief Compliance Officer
Sagicor Life Inc.
Althea received a Bachelor of Laws Honours Degree from the University of the West Indies and a Certificate in Legal Education from the Hugh Wooding Law School in Trinidad before being called to the Bar in Barbados and Trinidad and Tobago in 1989. She holds a Master of Laws degree from the University of Cambridge, International Diplomas in Compliance and Anti-money Laundering from the International Compliance Association in the United Kingdom and the Executive Diploma in Management from the UWI Centre for Management Development (now the Cave Hill School of Business). Althea is a professional member of the International Compliance Association and a Fellow of the Institute of Chartered Secretaries and Administrators in Canada.
TIMOTHY CAVALLIN, FCIA, FSA
Executive Vice President and Resident Actuary
Mr. Tim Cavallin was appointed to the position of Executive Vice President and Resident Actuary of Sagicor Life Inc with effect from November 5, 2013.
Mr. Cavallin has extensive experience in corporate actuarial, pricing and financial management functions. He holds a Mathematics degree from the University of Waterloo, and is both a Fellow of the Society of Actuaries (FSA) and a Fellow of the Canadian Institute of Actuaries (FCIA). Prior to joining Sagicor, Mr. Cavallin worked with RGA International, RBC Insurance and Unum Corporation where he served as Appointed Actuary for several years. He has 25 years of experience in the Life & Health insurance industry.
Executive Vice President and General Manager Sagicor Capital Life
After seventeen years in the banking industry (the last seven of which were at the senior executive level) Keston Howell joined Sagicor in July 2006 as Executive Vice-President, Merchant Banking, with responsibility for the establishment of Sagicor Merchant Limited as well as the overall banking strategy for the Group.
In 2008 he assumed the position of Executive Vice President and General Manager of Sagicor Asset Management where he was responsible for overseeing management of the investment portfolios of Sagicor Life Inc and Sagicor Capital Life as well as promoting and managing Sagicor’s Eastern and Southern Caribbean Asset Management Initiative.
On April 1st 2013, Mr Howell assumed executive responsibility for Sagicor Capital Life Inc and Sagicor Life Aruba N.V. He retains executive oversight of the Mortgage Recovery Unit and for the Mortgage department.
Mr. Howell holds a B.Sc. (Hons) in Management Studies from the University of the West Indies and a MBA from the University of London.
Executive Vice President and General Manager - Trinidad and Tobago Operations
Robert Trestrail was appointed Executive Vice President and General Manager for the Trinidad and Tobago Operations of Sagicor Life Inc with effect from January 1, 2007.
Mr. Trestrail joined Sagicor Life Inc on May 1, 2001 as an Assistant Vice President – Administration, and became a member of the Senior Management Team of the Trinidad and Tobago Branch operations. He has since been responsible for general branch administration and administration of the Investment Portfolio. He was promoted to the post of Vice President – Administration in 2004, and became Executive Vice President and General Manager Designate on May 1, 2006. He brings several years of Commercial Banking experience to this position, and holds a Bachelor of Arts – with an Economics major from the University of Toronto.
MARGUERITE ESTWICK, EMBA, CCP, GRP
Executive Vice President, Human Resources
Marguerite Estwick is the Executive Vice President, Human Resources. Marguerite joined Sagicor Life Inc on July 1st, 2003 as Vice President, Human Resources and has played a pivotal role in several strategic projects, during the past nine years. Mrs. Estwick brought an expansive career in Human Resources management gained from assignments in several industries – tourism, retail and distribution, entertainment, financial and professional services – to a challenging role in the height of a period of acquisitions, mergers and rebranding in the company’s operations in the Caribbean.
Mrs. Estwick holds an EMBA and a Certificate in Labour Administration from the University of the West Indies, as well as the professional designations of Global Remuneration professional (GRP) and Certified Compensation Professional (CCP). She has also pursued certification in Alternative Dispute Resolution, Public Relations and Project Management.
STEPHEN ROBINSON, BMath
Vice President, Pensions
Stephen Robinson was appointed Vice President, Pensions in 2012.
He first joined the company in 1995 and after a brief stint away re-joined Sagicor in 2006. Prior to his current position, he led the Employee Benefits division in the role of Vice President, Employee Benefits from September 1, 2007.
Stephen holds a Bachelor of Mathematics in Actuarial Science from the University of Waterloo in Canada and has over 15 years in the financial services industry.
Vice President, Information Technology
Richard Roach is the Vice President, Information Technology. Richard has worked for Sagicor Life Inc (formerly The Barbados Mutual Life Assurance Society) for over 39 years.
His early experience was in Customer Service and New Business before moving into Information Technology. Within this Technology area, Richard was first responsible for Systems Analysis, Design, Programming and Operations before being given overall management responsibility for the area, a position which he held for 22 years. Richard then spent 3 years with management responsibility for Back Office administration at Sagicor Life before taking up his present position in 2007.
ORWYN SANDIFORD, HIA, ACS, FLHC, AALU
Vice President, Underwriting, Reinsurance and Claims
Orwyn Sandiford BSc, HIA, ALHC., is the Vice President, Underwriting, Reinsurance and Claims. Orwyn joined the Mutual in 1981 as a Trainee Underwriter, and moved up through the ranks of the Group Life and Health Department, holding the positions of Underwriter, Supervisor, Assistant Manager and Manager. In January 1997 he was appointed to the post of Assistant Vice President, Group Life and Health and was then transferred to Risk Selection in the Underwriting Department in January 2007.
Orwyn is a graduate of the Class 41 of Kellogg Business School, and is also a graduate of the University of the West Indies where he obtained a Bachelor of Science Degree – General. He also holds the qualifications of Associate, Health Insurance and Fellow, Life and Health Claims. He has completed the HIAA and ALHC programmes and attended numerous seminars on Group Insurance in the Caribbean and North America and has conducted several seminars and workshops on Group Life and Health.
PATRICIA BRATHWAITE-MARSHALL, FCCA, MBA, CIP, ARe, ARM
Vice President, Group Insurance
As Vice President, Group Insurance, Patricia Brathwaite-Marshall has responsibility for the strategic growth and development of the Group Health portfolio throughout Sagicor's regional markets. Her appointment comes after many successful years in senior financial roles prior to joining Sagicor and within the company as Assistant Vice President, Finance.
A graduate of the University of the West Indies and a Fellow of the Association of Chartered Certified Accountants (FCCA), Patricia holds an MBA from Herriot-Watt University and the Chartered Insurance Professional designation from the Insurance Institute of Ontario. She also holds the Associate in Risk Management and Associate in Reinsurance designations from the Insurance Institute of America. Patricia is a past member of the Board of Trustees of the Americas Association of Cooperatives and Mutual Insurance Societies (AAC/MIS).
DEXTER MOE, B.Sc. (Hons.), MBA, ACIS, CFA
Vice President, Investment Management Services
Mr. Dexter Moe is the Vice President, Investment Management Services. Dexter brings over 15 years of investment management experience to his role of Vice President. In this position, he is responsible for developing and implementing the investment management strategy for life insurance, pension and asset management portfolios.
Mr. Moe and the team at Sagicor Asset Management are strongly committed to providing a wide range of investment solutions for individual investors as well as local, regional and international institutions.
RAOUL WILLIAMS, CGA, MBA
Vice President Administration and Insurance Operations
Raoul Williams is the Vice President Administration and Insurance Operations. Raoul brings to his role over twenty-five years of experience with Sagicor. He has spent most of his career in the Finance Department where he assumed increasing responsibility until his last position as Assistant Vice President, Finance.
A Certified General Accountant (CGA), Mr. Williams is a member of the Certified General Accountants Association of Canada and the Institute of Chartered Accountants of Barbados. He also holds an MBA (Dist) in Business Administration.