Chief Executive Officer and President, Sagicor Life Inc
Location: Barbados 

Dr. Patricia Downes-Grant was appointed Chief Executive Officer and President of Sagicor Life Inc on January 1, 2006, having served as Group Chief Operating Officer, since July 1, 2002. She joined Sagicor in 1991 and held several senior positions, including those of Vice President, Investments and Treasurer and Executive Vice President (Finance and Investments) before being appointed Chief Executive Officer. She holds an MBA in Finance, an MA in Economics, a Doctorate in Business Administration (Finance) and an Honourary Doctor of Laws from the University of the West Indies.

Prior to joining Sagicor, Dr. Downes-Grant was a Senior Manager in the Management, Consulting and Insolvency Division of Coopers & Lybrand (now PricewaterhouseCoopers). Dr. Downes-Grant has also had significant work experience in development banking. She is a former Chairman of the Barbados Stock Exchange and Barbados Central Securities Depository and a Director of several companies within the Sagicor Group and within the private sector of Barbados.​


Executive Vice President and General Manager - Barbados Operations
Location: Barbados
Edward Clarke was appointed to the position of Chief Operating Officer, Sagicor Life Inc and General Manager, Barbados Operations in September, 2010. Prior to this, he held the position of Group Internal Auditor. Mr. Clarke is a Fellow of the Association of Chartered Certified Accountants and is a Certified Internal Auditor with more than 30 years' experience in the field of auditing and finance. Mr. Clarke began his accounting career at Pannell Fitzpatrick & Company Chartered Accountants (now Ernst & Young). He later joined Texaco and served as a senior member of its finance team in Barbados, Nigeria and the USA. 
Prior to joining Sagicor, Mr. Clarke was the Chief Finance Officer of Goddard Enterprises Limited. Mr. Clarke is a Director of Sagicor General Insurance Inc, Sagicor Funds Inc, Barbados Farms Limited and Globe Finance Inc. He is also a Director of The Insurance Association of the Caribbean and a Vice President of the Barbados Chamber of Commerce and Industry.


Group Chief Financial Controller
Location: Barbados  
Anthony Chandler joined Sagicor as a Financial Accountant in 1995 and was subsequently transferred in 2000 to our subsidiary Island Life Insurance Company Ltd.  In 2003, he joined the management of Life of Jamaica as Head of its Internal Audit function.  He returned to Barbados in the position of Vice President, Finance in 2003 and subsequently became Vice President and Chief Financial Officer in 2006, before his promotion to Executive Vice President in January 2011.
Mr.  Chandler has over 18 years of experience in the accounting profession including the provision of accounting, audit and business advisory services.  He has been a member of the Institute of Chartered Accountants of Barbados since 1992 and a member of the Certified General Accountants Association of Canada since 1990. He holds an MBA from the University of Manchester and Wales Business School. 



Executive Vice President, General Counsel and Corporate Secretary, and Chief Compliance Officer
Location: Barbados
Althea C. Hazzard is an attorney-at-law whose experience has focussed on the international business sector In Barbados and the financial services sector and insurance industry in the wider Caribbean.  She joined Life of Barbados Limited in 1997 as Corporate Secretary and currently holds the position of Executive Vice President, General Counsel and Corporate Secretary, and Chief Compliance Officer 
Sagicor Life Inc.

Althea received a Bachelor of Laws Honours Degree from the University of the West Indies and a Certificate in Legal Education from the Hugh Wooding Law School in Trinidad before being called to the Bar in Barbados and Trinidad and Tobago in 1989.   She holds a Master of Laws degree from the University of Cambridge, International Diplomas in Compliance and Anti-money Laundering from the International Compliance Association in the United Kingdom and the Executive Diploma in Management from the UWI Centre for Management Development (now the Cave Hill School of Business).  Althea is a professional member of the International Compliance Association and a Fellow of the Institute of Chartered Secretaries and Administrators in Canada. 



Executive Vice President and Resident Actuary
Location Barbados
Mr. Tim Cavallin was appointed to the position of Executive Vice President and Resident Actuary of Sagicor Life Inc with effect from November 5, 2013. 
Mr. Cavallin has extensive experience in corporate actuarial, pricing and financial management functions. He holds a Mathematics degree from the University of Waterloo, and is both a Fellow of the Society of Actuaries (FSA) and a Fellow of the Canadian Institute of Actuaries (FCIA).  Prior to joining Sagicor, Mr. Cavallin worked with RGA International, RBC Insurance and Unum Corporation where he served as Appointed Actuary for several years.  He has 25 years of experience in the Life & Health insurance industry.

Executive Vice President and General Manager - Trinidad and Tobago Operations
Location: Trinidad
Robert Trestrail was appointed Executive Vice President and General Manager for the Trinidad and Tobago Operations of Sagicor Life Inc with effect from January 1, 2007. 
Mr. Trestrail joined Sagicor Life Inc on May 1, 2001 as an Assistant Vice President – Administration, and became a member of the Senior Management Team of the Trinidad and Tobago Branch operations. He has since been responsible for general branch administration and administration of the Investment Portfolio. He was promoted to the post of Vice President – Administration in 2004, and became Executive Vice President and General Manager Designate on May 1, 2006. He brings several years of Commercial Banking experience to this position, and holds a Bachelor of Arts – with an Economics major from the University of Toronto.
Executive Vice President, Human Resources
Location: Barbados

Marguerite Estwick is the Executive Vice President, Human Resources. Marguerite joined Sagicor Life Inc on July 1st, 2003 as Vice President, Human Resources and has played a pivotal role in several strategic projects, during the past nine years. Mrs. Estwick  brought an expansive career in Human Resources management gained from assignments in several industries – tourism, retail and distribution, entertainment, financial and professional services – to a challenging role in the height of a period of acquisitions, mergers and rebranding in the company’s operations in the Caribbean.
Mrs. Estwick holds an EMBA and a Certifi­cate in Labour Administration from the University of the West Indies, as well as the professional designations of Global Remuneration professional (GRP) and Certifi­ed Compensation Professional (CCP). She has also pursued certifi­cation in Alternative Dispute Resolution, Public Relations and Project Management.




Vice President, Pensions
Location: Barbados 
Stephen Robinson was appointed Vice President, Pensions in 2012.
He first joined the company in 1995 and after a brief stint away re-joined Sagicor in 2006. Prior to his current position, he led the Employee Benefits division in the role of Vice President, Employee Benefits from September 1, 2007.

Stephen holds a Bachelor of Mathematics in Actuarial Science from the University of Waterloo in Canada and has over 15 years in the financial services industry.


Vice President, Information Technology
Location: Barbados


Richard Roach is the Vice President, Information Technology. Richard has worked for Sagicor Life Inc (formerly The Barbados Mutual Life Assurance Society) for over 39 years.
His early experience was in Customer Service and New Business before moving into Information Technology. Within this Technology area, Richard was first responsible for Systems Analysis, Design, Programming and Operations before being given overall management responsibility for the area, a position which he held for 22 years. Richard then spent 3 years with management responsibility for Back Office administration at Sagicor Life before taking up his present position in 2007.


Jennifer Straughn, BSc, MSc, FFA 
Vice President, Actuarial
Location: Barbados

Mrs. Jennifer Straughn first joined Sagicor in 2003 as an Actuarial Support Officer in the pensions department. She then moved to the United Kingdom where she continued her actuarial studies and worked as an Actuarial Analyst with the Legal and General Assurance Company. In addition, she gained varied experience across a number of roles including Research Officer, Economist and Banking Analyst while employed at the Central Bank of Barbados from 1997 to 2003. She rej​oined Sagicor in March 2011 in the Actuarial Department and assumed the role of Manager, Actuarial in August 2011 and was later promoted to Assistant Vice President, Actuarial in July 2012.

A Fellow of the Faculty of Actuaries, Jennifer holds an M.Sc. in Actuarial Science with Distinction from Heriot-Watt University, an M.Sc. in Economics for Development from the University of Oxford and a B.Sc. in Economics and Mathematics, with First Class Honours, from the University of the West Indies.

Jennifer’s role also includes oversight of the Actuarial teams in the Group Life & Health and Pensions departments.

Gay Griffith
Vice President Barbados Sales 
Location: Barbados.
Mr. Gay Griffith joined the Barbados Mutual Life Assurance Society on August 1, 1982 as a Clerk and transitioned to the role of a Sales Representative in 1984. He has since held a number of positions of increasing responsibility, culminating with his appointment to Vice President - Sales in 2015. Mr. Griffith is responsible for the management of the entire Barbados Sales team and staff in Sales Administration, Customer Retention and Advisor Support. 
Mr. Griffith has been a consecutive award recipient for over thirty years and is a Life Member of the prestigious Million Dollar Round Table. Since 1986, he has qualified for every Sagicor Bi-Annual Convention prior to his current position. Mr. Griffith has served as President of The Barbados Association of Insurance and Financial Advisors (BARAIFA) from 2010 to 2012, President of the Barbados Amateur Basketball Association and President of The Caribbean Basketball Confederation. 
Mr. Griffith is a Chartered Life Underwriter (CLU) and a Chartered Financial Consultant (ChFC) and has completed several insurance and management related courses from LIMRA and the Barbados Institute of Management and Productivity (BIMAP).

Vice President, Underwriting, Reinsurance and Claims
Location: Barbados


Orwyn Sandiford BSc, HIA, ALHC., is the Vice President, Underwriting, Reinsurance and Claims. Orwyn joined the Mutual in 1981 as a Trainee Underwriter, and moved up through the ranks of the Group Life and Health Department, holding the positions of Underwriter, Supervisor, Assistant Manager and Manager. In January 1997 he was appointed to the post of Assistant Vice President, Group Life and Health and was then transferred to Risk Selection in the Underwriting Department in January 2007.
Orwyn is a graduate of the Class 41 of Kellogg Business School, and is also a graduate of the University of the West Indies where he obtained a Bachelor of Science Degree – General. He also holds the qualifications of Associate, Health Insurance and Fellow, Life and Health Claims. He has completed the HIAA and ALHC programmes and attended numerous seminars on Group Insurance in the Caribbean and North America and has conducted several seminars and workshops on Group Life and  Health.


Vice President, Group Insurance
Location: Barbados 


As Vice President, Group Insurance, Patricia Brathwaite-Marshall has responsibility for the strategic growth and development of the Group Health portfolio throughout Sagicor's regional markets. Her appointment comes after many successful years in senior financial roles prior to joining Sagicor and within the company as Assistant Vice President, Finance.
A graduate of the University of the West Indies and a Fellow of the Association of Chartered Certified Accountants (FCCA), Patricia holds an MBA from Herriot-Watt University and the Chartered Insurance Professional designation from the Insurance Institute of Ontario. She also holds the Associate in Risk Management and Associate in Reinsurance designations from the Insurance Institute of America. Patricia is a past member of the Board of Trustees of the Americas Association of Cooperatives and Mutual Insurance Societies (AAC/MIS).  


Vice President, Investment Management Services
Location: Barbados

Mr. Dexter Moe is the Vice President, Investment Management Services. Dexter brings over 15 years of investment management experience to his role of Vice President. In this position, he is responsible for developing and implementing the investment management strategy for life insurance, pension and asset management portfolios.
Mr. Moe and the team at Sagicor Asset Management are strongly committed to providing a wide range of investment solutions for individual investors as well as local, regional and international institutions.


Vice President - Individual Life Insurance Administration, Sagicor Life Inc (Southern Caribbean)
Location: Barbados

Raoul Williams is the Vice President Administration and Insurance Operations. Raoul brings to his role over twenty-five years of experience with Sagicor. He has spent most of his career in the Finance Department where he assumed increasing responsibility until his last position as Assistant Vice President, Finance.
A Certified General Accountant (CGA), Mr. Williams is a member of the Certified General Accountants Association of Canada and the Institute of Chartered Accountants of Barbados. He also holds an MBA (Dist) in Business Administration.

Vice President, Administration
Location: Trinidad

James Camacho is a qualified actuary specialising in pensions. He is currently the Vice President of Operations at Sagicor Life Inc in Trinidad with responsibility for Employee Benefits, including pensions in Trinidad, Barbados and the Eastern Caribbean.  Mr. Camacho serves on the Management Investment Committee within Sagicor Life Inc. and is also responsible for the investments in Properties throughout Trinidad and Tobago. 
He is the Vice President of the Association of Trinidad and Tobago Insurance Companies (ATTIC) and represents ATTIC on the Insurance Act Committee and the Occupational Pension Act Committee.

Vice President, Group Risk Management
Location: Trinidad  

Danielle Cazabon joined Sagicor in December 2005 and is the Vice President - Group Risk Management.  Danielle has over twelve years experience in Risk Management in the Financial Services sector (banking and insurance).  Her main area of expertise is Credit Risk Management; however her experience spans other Financial, Business and Operational Risks.  Her prior experience also includes Corporate Finance consultancy work. 

Danielle has an MSc in Business Finance from Brunel University in the UK and a BSc in Economics from the University of the West Indies.