A Lifetime of Protection

Whole Life insurance provides coverage for your entire life, rather than for a specified period of time*. This type of insurance guarantees a death benefit as well as a cash value component. A portion of your premium will also go towards building cash values over time.
Premiums are normally fixed and once they are paid, the policy will remain in force for your entire lifetime. Some plans allow for premium payments to be paid for a limited period. In the event of death, your beneficiaries are paid the Sum Insured.
*Whole Life is a long-term contract and the surrender values, especially in early years, are frequently less than the total amount of premiums paid.
Click the images below to review an electronic version of our Whole Life brochures.
N.B.​ Please note 21st Century Life is no longer sold as a component of the Whole Life Series.
​Aruba ​Barbados & the Eastern Caribbean ​Capital Life Curaçao
 Several ways Whole Life insurance can benefit you:
• Provision of insurance protection for your entire life.
• You can budget for reasonable premium payments that will remain the same for the life of the policy and provide adequate coverage.
• The policy accumulates cash values for future cash requirements such as that dream vacation, the down payment for your home, your child’s education or even retirement.
• In the event of death your family’s needs are taken care of and any expenses or debts can be settled.
•  Provision of a financial legacy for your dependents.
Whole Life Series Plans
Each plan offers coverage for your entire life, with premiums payable for life.
Life Paid Up At 65
With this plan when you reach age 65, premiums are no longer required.
The WHOLE LIFE series of products is one of the many solutions offered by Sagicor to help you reach your goals. Ask a Sagicor Advisor how this product can be a part of a wise approach to your complete financial well-being.