HEALTH & DISABILITY

Sagicor has tailored several Health & Disability plans to suit policy holders’ needs. Find out more about them in this section then make an appointment with your Sagicor Advisor who will explain the Global Care Series, CariCare Protector, Complete Care and Personal Care options in more detail to you. 

Global Care Series 
When it comes to receiving the best health care, there's no distance too far. The Sagicor Global Care Series provides flexible health insurance policies that allow you to receive medical treatment in the country of your choice. Sagicor Global Care provides international medical access to a network of over 423,000 physicians and specialists in over 200 countries.

Who can qualify
 This product is available for persons between 18 and 65 and provides coverage to the insured person’s spouse and children. 
 
What this plan can do for you
Discover a wide range of coverage with the Global Care Series that includes:
Extensive medical coverage
 Maternity coverage
Emergency ambulance/air transportation benefits
Vision care options
Mental health coverage
Repatriation of mortal remains
Transplant procedures
Emergency travel assistance programme.
 
Global Care Series options
Premium
This option provides access to health care up to a maximum coverage of $ 10 Million. Global Care Premium offers greater benefits such as full coverage for renal failure, diagnosis and therapeutic services and no charges for donor procedures or maternity complications.
 
Platinum
Platinum offers access to health care up to a maximum coverage of $ 10 Million.
 
Gold
Gold​ offers access to health care up to a maximum coverage of $ 6 Million.
 
CariCare Protector
The CariCare Protector is an Individual health product that will provide you with coverage for medical expenses for treatment provided by a physician or for hospitalisation or surgical treatment for serious medical illness.

Who can qualify
 This health product is available to those between the age of 18 and 70. Optional Dental and Vision coverage are also available, which if chosen must be taken together.

How this plan works
This product carries the provision of co-insurance that requires the insured person to pay a specified percentage of all covered expenses remaining after policy’s deductible has been met.