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Benefits of the Sagicor 175 Endowment Plan II

HOW CAN SAGICOR 175 ENDOWMENT PLAN II BENEFIT YOU?
Sagicor 175 Endowment Plan II helps you to protect your financial future and allows you to:

  1. ​​Accumulate cash values for future cash requirements such as liquidating mortgage payments, the cost of education, wealth accumulation or even supplementing retirement income;
  2. Ensure that in the event of death, your family’s needs are taken care of and any expenses or debts can be settled; 
  3. Accomplish a specific financial goal to be met at maturity.

HOW THE SAGICOR 175 ENDOWMENT PLAN ii WORKS FOR YOU
The range of features include:

  1. Guaranteed cash values against which cash loans can be obtained, subject to terms of repayment;
  2. A guaranteed lump sum payment at maturity that will be equal to 175% of the Sum Assured once there is no loan related indebtedness to be satisfied; and
  3. Payment of a death benefit in the event that the insured dies before maturity.

ENHANCE YOUR SAGICOR 175 ENDOWMENT PLAN ii WITH OPTIONAL BENEFITS
Waiver of Premium and Accidental Death & Dismemberment benefits are optional benefits that can be added to any Sagicor 175 Endowment Plan II policies.

ACCIDENTAL DEATH & DISMEMBERMENT BENEFIT
With the purchase of this option, should an insured who is at least 15 years of age die in an accident or become dismembered within the meaning of the policy then, subject to the terms and conditions of the policy, the agreed a benefit will be paid.

WAIVER OF PREMIUM BENEFIT
Should you choose to purchase this option, on being satisfied that you have become totally disabled under the terms if the policy, while your disability continues, Sagicor will waive the the payment of the premium until the end of the benefit period.

Where this option is chosen with a policy issued to you on the lift of another person, the premium will also be waived following your death until the end of the benefit period.
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